Refinancing

Refinance

Refinancing Your Hawaii Home

Makai Mortgage can help you refinance into a better rate or lower payments, access your home’s cash equity to make home improvements, consolidate debt, pay for an education. Makai offers several refinancing options to suit your varied needs.

Hawaii FHA Streamline Refinance

The Hawaii FHA Streamline Refinance allows you to reduce the interest rate on your current home loan without requiring an appraisal. The amount required documentation and paperwork is reduced, as well, to save you time and money.
  • No income or employment verification
  • No credit check
  • No appraisal required – homes that are considered to be “underwater” can qualify!
  • Available on Oahu, Maui, the Big Island, and Kauai.

Hawaii VA Streamline Refinance Program

To qualify for this program, you must have an existing VA loan. This VA-guaranteed loan replaces the existing loan with a new VA loan at a lower rate.
  • No Income or Employment Verification
  • No credit check
  • No appraisal required – homes that are considered to be “underwater” can qualify!