Makai Mortgage LLC (NMLS ID #1935292) is not affiliated with any governmental agency. The material shown on this site is for informational purposes only and is not an offer to lend or to extend credit. All applications are subject to underwriting approval and guidelines. Not all applicants will qualify for loan products described. All loan programs, terms, pledges, guarantees and conditions are subject to the rules and regulations and are subject to change without notice. The information and graphics shown are provided “as is” and Makai Mortgage does not warrant the accuracy or completeness and disclaims any liability for errors, omissions, or performance of the stated terms.

As a result of refinancing, your total finance charges may be higher over the life of the loan.


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Makai Mortgage LLC is an equal opportunity financial institution and believes in consistent fair lending. Makai Mortgage does not permit discrimination of any kind with respect to a borrower’s race, color, religious creed, national origin, sex, marital or familial status, sexual orientation, age (provided that applicant had the capacity to enter into a binding contract), genetic information, ancestry, children, veteran status, physical condition, developmental disability, handicap or because all or a part of the applicant’s income derives from any public assistance program. Makai Mortgage does not discourage the completion or submission of an application for credit by any applicant on any of the prohibited bases and does not discriminate against any borrower on any of the prohibited bases. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. 


Governing law: You agree that your use of Makai Mortgage web sites is governed by the laws of the State of Hawaii and any applicable federal United States laws. For individual products and services offered by Makai Mortgage, the applicable customer agreements and disclosures may specify that the laws of another jurisdiction will govern your use of the account and/or service, and the terms of those disclosures and agreements will continue to apply.

The state agency that administers our compliance with these state laws is the Division of Financial Institutions, Honolulu, HI, 96813.



Protecting your personal and financial information is a top priority at Makai Mortgage. The Makai Mortgage website is for information only. Once you create a user ID and Password on the application page, you will be redirected to the Calyx Point Webcaster secure server. Calyx Point Webcaster webserver is one of the most highly secure facilities in the nation.